{"id":204,"date":"2026-10-19T11:00:00","date_gmt":"2026-10-19T11:00:00","guid":{"rendered":"https:\/\/www.insurancestrategies.net\/blog\/?p=204"},"modified":"2026-10-19T11:00:00","modified_gmt":"2026-10-19T11:00:00","slug":"uncovering-the-truth-what-medicare-really-offers-retirees","status":"publish","type":"post","link":"https:\/\/www.insurancestrategies.net\/blog\/2026\/10\/19\/uncovering-the-truth-what-medicare-really-offers-retirees\/","title":{"rendered":"Uncovering the Truth: What Medicare Really Offers Retirees"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Medicare spends over $100 billion annually on long-term services and supports (LTSS), covering medically necessary care like skilled nursing, rehabilitation, home health, and hospice, which differs from age-related long-term care it typically does not cover. In 2023, Medicare funded 18% of the $564 billion LTSS total, exceeding out-of-pocket household payments. Most seniors spend less than $100,000 on LTSS over retirement, with many costs covered by Medicare, Medicaid, and insurance.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.aei.org\/commentary\/the-retirement-myth-everyone-gets-wrong-about-medicare\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Medicare spends over $100 billion annually on long-term services and supports (LTSS), covering medically necessary care like skilled nursing, rehabilitation, home health, and hospice, which differs from age-related long-term care it typically does not cover. In 2023, Medicare funded 18% of the $564 billion LTSS total, exceeding out-of-pocket household payments. Most seniors spend less than [&hellip;]<\/p>\n","protected":false},"author":173,"featured_media":205,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-204","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/posts\/204","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/users\/173"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/comments?post=204"}],"version-history":[{"count":1,"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/posts\/204\/revisions"}],"predecessor-version":[{"id":226,"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/posts\/204\/revisions\/226"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/media\/205"}],"wp:attachment":[{"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/media?parent=204"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/categories?post=204"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/tags?post=204"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}