{"id":67,"date":"2026-10-05T16:00:00","date_gmt":"2026-10-05T16:00:00","guid":{"rendered":"https:\/\/www.insurancestrategies.net\/blog\/?p=67"},"modified":"2026-10-05T16:00:00","modified_gmt":"2026-10-05T16:00:00","slug":"medicaid-allows-162-7k-in-protected-savings-https-heatherbarrow-annuitiesgenius-com","status":"publish","type":"post","link":"https:\/\/www.insurancestrategies.net\/blog\/2026\/10\/05\/medicaid-allows-162-7k-in-protected-savings-https-heatherbarrow-annuitiesgenius-com\/","title":{"rendered":"Medicaid Allows $162.7K in Protected Savings | https:\/\/heatherbarrow.annuitiesgenius.com\/"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/heather-barrow\/medicaid-spouse-savings-remotion-videos-4df0\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Federal law let an at-home spouse seek a fair hearing to raise protected savings above a state&#039;s standard when household income still came up short.<br \/>\nMost couples do not qualify because states using income-first must redirect the institutionalized spouse&#039;s pension or federal benefits before protecting additional assets.<br \/>\nHouseholds with the strongest case usually combined low income for the at-home spouse, modest institutional income, and housing costs high enough to widen allowance calculations.<br \/>\nFamilies typically need to request a hearing through the state agency, meet deadlines, and bring income records, asset statements, shelter costs, and projections.<br \/>\nEven a favorable ruling only adjusts protected resources; it does not prevent estate recovery, so families should confirm state rules and hire elder law counsel.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Federal law let an at-home spouse seek a fair hearing to raise protected savings above a state&#039;s standard when household income still came up short. Most couples do not qualify because states using income-first must redirect the institutionalized spouse&#039;s pension or federal benefits before protecting additional assets. Households with the strongest case usually combined low [&hellip;]<\/p>\n","protected":false},"author":173,"featured_media":68,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-67","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/posts\/67","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/users\/173"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/comments?post=67"}],"version-history":[{"count":1,"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/posts\/67\/revisions"}],"predecessor-version":[{"id":69,"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/posts\/67\/revisions\/69"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/media\/68"}],"wp:attachment":[{"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/media?parent=67"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/categories?post=67"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/tags?post=67"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}