{"id":860,"date":"2026-11-01T10:00:00","date_gmt":"2026-11-01T10:00:00","guid":{"rendered":"https:\/\/blogs.room-vu.com\/insurancestrategies-net\/?p=860"},"modified":"2026-11-01T10:00:00","modified_gmt":"2026-11-01T10:00:00","slug":"annuities-and-volatile-markets-why-guaranteed-income-matters","status":"publish","type":"post","link":"https:\/\/www.insurancestrategies.net\/blog\/2026\/11\/01\/annuities-and-volatile-markets-why-guaranteed-income-matters\/","title":{"rendered":"Annuities and Volatile Markets: Why Guaranteed Income Matters"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Annuities uniquely guarantee lifelong income, addressing longevity and sequence-of-returns risks by converting a lump sum into a steady monthly payment. Single premium immediate annuities offer higher payouts due to mortality credits. While concerns about fees, illiquidity, and death benefits exist, simple, low-cost fixed income annuities from financially strong insurers are often best. Avoid high-fee variable annuities and use fee-only planners for optimal allocation.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.kiplinger.com\/retirement\/annuities\/annuities-guaranteed-lifetime-income-and-volatile-markets\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Annuities uniquely guarantee lifelong income, addressing longevity and sequence-of-returns risks by converting a lump sum into a steady monthly payment. Single premium immediate annuities offer higher payouts due to mortality credits. While concerns about fees, illiquidity, and death benefits exist, simple, low-cost fixed income annuities from financially strong insurers are often best. Avoid high-fee variable [&hellip;]<\/p>\n","protected":false},"author":173,"featured_media":861,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-860","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/posts\/860","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/users\/173"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/comments?post=860"}],"version-history":[{"count":1,"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/posts\/860\/revisions"}],"predecessor-version":[{"id":878,"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/posts\/860\/revisions\/878"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/media\/861"}],"wp:attachment":[{"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/media?parent=860"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/categories?post=860"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insurancestrategies.net\/blog\/wp-json\/wp\/v2\/tags?post=860"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}